The expertise and experience of the JENOA team is far-reaching and each specialist has areas of interest covering the full spectrum of the insurance market. All our thought leadership articles, opinion pieces, commentary in the media, and white papers can be read, searched and downloaded here.
All our thought leadership articles, opinion pieces, commentary in the media, and white papers can be read, searched and downloaded here.
APRIL 1, 2025 | London, UK
For insurers, volatility, uncertainty, complexity and ambiguity (VUCA) have long been at the heart of pricing risk; there would be little need for insurance without volatility and uncertainty, and risk managers would be few and far between if we lived in a world without complexity or ambiguity.
MARCH 14, 2025 | London, UK
Geopolitics continues to cast a long shadow over both global and MENA supply chains, with ongoing geopolitical issues having caused a certain amount of disruption in the Red Sea and Bab-al-Mandeb Strait regions over the course of 2024. However, the fragility of supply chains is not caused exclusively.
DECEMBER 16, 2025 | London, UK
Cyber risk continues to dominate the MENA landscape, with a mixture of financial incentives, geopolitical agendas and bilateral disputes driving an increase in malicious and criminal cyber activity in the region. Yet despite growing dangers to businesses, there is still a large proportion of uninsured risk in the Gulf and North African regions, coupled with reinsurers’ inability to adequately assess risk and establish probable maximum loss.
NOVEMBER 14, 2025 | LONDON, UK
Emerging markets present challenges for intermediaries as well as for re-insurers, especially in North Africa and the wider African continent. With those challenges, however, come opportunities to tap into and grow new market segments. After all, hurdles can often act as catalysts for innovation, especially in product development, the deployment of new technology and the formation of meaningful commercial partnerships. For brokers, one of the biggest challenges in emerging markets is the growing scarcity of suitable re-insurance support for new products, precisely at a time when demand for those products is rising. In short, despite a record volume of global re-insurance capital, re-insurance capacity is not always readily available to support demand or growth.
OCTOBER 14, 2025 | LONDON, UK
The UK Financial Conduct Authority has been in the spotlight recently for its focus on motor GAP insurance. Guaranteed Asset Protection (GAP) insurance, is an adjunct to motor cover that insures the difference between a vehicle’s purchase price or outstanding finance, and its market value at the time of being written off. It has come to the attention of the FCA that GAP insurance might not be giving consumers fair value. One of the reasons is that a sizeable discrepancy in the ratio of claims value to premium income - data shows that only 6% of premiums revenue is paid out in claims, compared to a figure of around 65% for motor insurance. As a result of the FCA’s investigation, some 8 in 10 firms involved in the sale of GAP insurance were given little option but to pause sales in February 2024 at the FCA’s request.
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